XRP ETF 2025: What Austrian Investors Need to Know
XRP ETFs and ETPs in Austria: Current developments, available products and what the potential US approval means for the crypto market.
XRP ETF 2025: What Austrian Investors Need to Know
The cryptocurrency XRP (Ripple) is making headlines. With significant price movements and the prospect of a spot ETF in the US, interest in XRP investments has surged significantly. In this guide, we explain the options available to Austrian investors.
⚠️ Important Notice: This article is for informational purposes only and does not constitute investment advice. Cryptocurrencies are highly volatile and carry significant risks. You can lose your entire investment. Only invest money you can afford to lose. As of: November 2025.
What is an XRP ETF?
An XRP ETF (Exchange Traded Fund) is an exchange-traded fund that tracks the value of the XRP cryptocurrency. Unlike buying XRP directly, investors don't need to worry about securely storing the coins themselves.
Difference Between ETF and ETP
| Feature | ETF | ETP/ETN |
|---|---|---|
| Legal Structure | Segregated assets | Debt security |
| Issuer Risk | None | Present |
| Availability for XRP | Not yet in EU | Already available |
| Collateral | Direct investment | Physically backed |
Note: There are currently no true crypto ETFs in Europe due to regulatory requirements (UCITS). The available products are ETPs (Exchange Traded Products) or ETNs (Exchange Traded Notes).
Current Developments 2025
XRP Market Activity
XRP is among the cryptocurrencies with high market activity. The price can fluctuate significantly and has shown substantial movements in the past. XRP regularly ranks among the largest cryptocurrencies by market capitalization.
ETF Applications in the US
Several major asset managers have filed applications for spot XRP ETFs with the US Securities and Exchange Commission (SEC), including:
- 21Shares
- Grayscale
- Bitwise
- WisdomTree
- Canary Capital
Note: SEC decisions on XRP ETF applications are still pending. For current information, please check the SEC website and the respective issuers' websites.
XRP Products for Austrian Investors
In Austria, investors can invest in XRP through various ETPs traded on European exchanges.
Available XRP ETPs in Europe
Several XRP ETPs from various providers are traded on European exchanges such as XETRA and SIX:
- 21Shares - one of the largest crypto ETP providers
- WisdomTree - well-known ETF/ETP provider
- Bitwise (formerly ETC Group) - specialized in crypto ETPs
- CoinShares - European crypto ETP pioneer
Important: ISIN numbers, fees (TER), and availability change regularly. Please always verify current and binding information directly at:
- Your broker
- The issuers' websites (21shares.com, wisdomtree.eu, bitwiseinvestments.eu, coinshares.com)
- Comparison portals such as justETF.com or extraETF.com
How to Buy XRP ETPs in Austria
Step-by-Step
- Open a brokerage account: With a broker offering access to XETRA or SIX
- Search for ISIN: Find the desired XRP ETP using the ISIN
- Place order: Enter a buy or savings plan order
- Consider costs: Account for order fees and TER
Brokers with XRP ETP Access
Many Austrian online brokers offer access to XRP ETPs via German (XETRA) or Swiss (SIX) exchanges. Check with your broker whether and which XRP ETPs are available, as offerings vary.
Risks and Considerations
Volatility
XRP is among the most volatile asset classes. The price can swing 50% or more within a few days - both up and down.
Regulatory Uncertainty
- The legal dispute between Ripple and the SEC is not fully resolved
- Regulatory changes can significantly impact the price
- ETF approval in the US is not guaranteed
Tax Aspects in Austria
| Aspect | Direct Crypto Purchase | ETP via Broker |
|---|---|---|
| Taxation | 27.5% capital gains tax (since 2022) | 27.5% capital gains tax |
| Reporting | Self-declaration | Automatic (with AT broker) |
| Loss Offsetting | Possible | Automatic in portfolio |
Important: Tax regulations may change and vary individually. Consult a tax advisor for your personal situation.
Conclusion
XRP ETPs offer Austrian investors a way to participate in XRP's development without having to handle the technical custody themselves. Current developments around potential ETF approvals in the US are generating attention but also bring uncertainty.
Summary
- Availability: XRP ETPs are tradable in Austria through regular brokers
- Costs: TER varies by provider (check current fees with the issuer)
- Risk: Very high - only suitable for risk-tolerant investors
- Outlook: Further developments in ETF approvals are expected
Final Disclaimer: This article does not constitute a recommendation to buy or sell XRP or XRP ETPs. Cryptocurrencies are highly speculative investments. Do your own research and seek professional advice if needed. The products and information mentioned may change at any time.
Disclaimer and Legal Information
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Information as of: November 2024. All information without warranty. Changes and errors excepted.