Motorcycle Insurance Austria 2025
Compare 16+ providers and save up to €400 per year on your motorcycle insurance.
Compare at durchblicker.atCoverage Types Overview
Liability
RequiredLegally mandatory. Covers damage to third parties.
- Personal injury
- Property damage to others
- Min. €20M recommended
Partial Comprehensive
RecommendedProtection against theft, natural hazards, and glass damage.
- Theft
- Animal collision
- Storm & hail
- Glass breakage
Full Comprehensive
PremiumComplete protection including self-caused accidents.
- All partial coverage
- Own accident damage
- Vandalism
- Parking damage
What Affects the Price?
| Factor | Impact |
|---|---|
| Coverage type | Liability < Partial < Full Comprehensive |
| Motorcycle list price | More expensive bike = higher premium |
| Engine power (kW/HP) | More power = more risk |
| Bonus-Malus level | Claim-free years are rewarded |
| Deductible | Higher deductible = lower premium |
| Storage location | Garage = possible discount |
BMW R 1250 GS Adventure
Coverage
Liability + Full Comprehensive
Insurance sum
€20 million
Deductible
€350
Monthly premium
€215 - €265
Prices vary by provider and individual factors.
❄️ Winter Break Savings
Save money during winter months when your motorcycle is stored.
Deposit license plates
Return your plates to the registration office and receive a premium refund for winter months.
Winter discount
Many insurers offer winter discounts without requiring you to return your plates.
Registration Costs 2025
Your Advantages with durchblicker
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