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Installment Loans in Austria

Compare installment loans and find the best interest rate

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An installment loan is the classic form of consumer credit with fixed monthly payments. Compare different banks and find the best offer for your financing needs - from €100 to €75,000.

Loan Parameters

Loan Amount
€100 - €75,000
Term
1 - 120 months
Interest Rate
From ~5% p.a.
Disbursement
Within a few days

Sample Calculation

Representative Example

Loan Amount
€16,800
Term
10 years (120 months)
Fixed Interest
8.50% p.a.
Monthly Payment
€208.30
Total Amount
€24,996
Effective APR
8.839% p.a.

This example is for illustration. Your individual offer may vary.

Current Bonus Offer

Valid until December 31, 2025

€15,000+
€50 Bonus
€25,000+
€100 Bonus
€35,000+
€250 Bonus

When completing through BAWAG or EasyBank

Loan Purposes

🏠

Renovation

Remodeling, restoration, modernization

🚗

Vehicle

Car, motorcycle, e-bike

🛋️

Furnishing

Furniture, kitchen, appliances

🎓

Education

Training, studies

✈️

Travel

Vacation, honeymoon

💊

Health

Treatments, dental work

How Comparison Works

1

Choose loan amount

Enter desired amount and term

2

Enter data

Personal and financial information

3

Receive offers

Personalized loan offers in minutes

4

Compare & choose

Select the best offer

5

Complete

Upload documents and sign contract

Requirements

AgeAt least 18 years
ResidenceMain residence in Austria
IncomeRegular income
CreditPositive credit check

Required Documents

  • Valid photo ID (passport or ID card)
  • Income proof (last 3 pay slips)
  • Bank statements (optional)
  • Existing loan contracts (if applicable)

Comparison Benefits

💰

Low Rates

Best conditions at a glance

Fast Processing

Credit decision in minutes

🔒

Fixed Rates

Planning security for entire term

📊

Transparency

All costs at a glance

Loan Providers Compared

INGConsorsSantanderBank AustriaBAWAGEasyBankErste BankRaiffeisen

And more banks...

Compare Installment Loans Now

Find the best loan for your needs - free and non-binding.

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Loan conditions vary based on creditworthiness and loan amount. Representative example per § 5 VKrG. As of: December 2025.